Title:  Assistant Manager - Credit

About Us

Tata International Limited is a leading trading and distribution company that has served the industry for over six decades, exemplifying its core values of Pioneering, Integrity, Excellence, Unity and Responsibility. We have our footprints in over 29 countries across the globe operating in diversified verticals from trading and distribution to manufacturing and retail, which offers our employees a dynamic environment rich in opportunities. Guided by the common threads of Tata Code of Conduct, we foster a collaborative and inclusive work environment that encourages personal and professional growth thus laying a strong foundation for creating a world-class organization where employees are respected and motivated to contribute to sustainable development.

Job Purpose

This position is responsible in Credit department  for Alliance Finance Corporation Limited

Key Responsibilities

Responsible for the review and approval of commercial credit proposals, Credit assessment and credit worthiness of the customer Meet with applicants to obtain information for loan applications and to answer questions about the process Obtain and compile copies of loan applicants' credit histories, corporate financial statements, and other financial information. File Verification in terms of established credit guidelines, process and approval, maintain a good balance between returns and risks exposure, Review loan agreements to ensure that they are complete and accurate according to policy Stay abreast of new types of loans and other financial services and products in order to better meet customers' needs. Handle customer complaints and take appropriate action to resolve them Market financial products to individuals and firms, promoting AFCL services that may meet customers' needs Updating and Submitting monthly data to credit bureau as per banking regulations ,updating and preparing daily reports Ensure all regular monthly reporting is generated for management review

Educational Qualifications

Commerce or Finance Graduate

Desired Profile (Experience)

Between 4-6 yrs of experience (overall) Must have Credit management exposure Must have excellent communication and inter-personal skills Understanding of retail finance

Industry Preference

Bank/NBFC